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      <news:title>Human oversight tops what adults want from financial AI</news:title>
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      <news:title>Smallest employers are adopting retirement plans fastest, Gusto data show</news:title>
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      <news:title>Parenthood pushes Americans to plan for retirement</news:title>
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      <news:title>SpaceX's record listing shows up in institutional portfolios</news:title>
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      <news:publication_date>2026-08-20T13:06:18.626Z</news:publication_date>
      <news:title>HSA balances hit a record. Most accountholders still hold cash.</news:title>
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      <news:publication_date>2026-08-20T13:06:18.626Z</news:publication_date>
      <news:title>11th Circuit revives Royal Caribbean TDF suit, eases benchmark test</news:title>
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      <news:publication_date>2026-08-20T12:13:51.371Z</news:publication_date>
      <news:title>Annuity records mask the advice gap</news:title>
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      <news:publication_date>2026-08-19T22:38:13.581Z</news:publication_date>
      <news:title>Only 21% use AI as primary financial source</news:title>
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      <news:publication_date>2026-08-19T21:51:47.447Z</news:publication_date>
      <news:title>Child-free adults less confident than parents on retirement savings, Allianz Life finds</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/mandatory-contributions-count-against-the-section-415-annual-additions-cap</loc>
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      <news:publication_date>2026-08-19T21:09:17.899Z</news:publication_date>
      <news:title>Mandatory contributions count against the Section 415 annual additions cap</news:title>
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      <news:title>Average HSA balance hits record $5,532, and most is still cash</news:title>
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      <news:publication_date>2026-08-19T15:41:46.895Z</news:publication_date>
      <news:title>Target-date assets top $5.3 trillion as income options climb</news:title>
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      <news:title>PSCA names three CPSPs as 2026 award winners</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/massmutual-ascend-passes-2-billion-in-advisory-annuity-sales</loc>
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      <news:publication_date>2026-08-19T15:41:40.658Z</news:publication_date>
      <news:title>MassMutual Ascend passes $2 billion in advisory annuity sales</news:title>
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      <news:publication_date>2026-08-19T15:41:40.658Z</news:publication_date>
      <news:title>Ten retirement firms landed in the Inc. 5000 top 1,000</news:title>
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      <news:publication_date>2026-08-19T15:41:38.432Z</news:publication_date>
      <news:title>Abuse-of-discretion review extends to plan investment suits</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/vanguard-lets-advisers-customize-its-model-portfolios</loc>
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      <news:publication_date>2026-08-19T15:41:33.529Z</news:publication_date>
      <news:title>Vanguard lets advisers customize its model portfolios</news:title>
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      <news:publication_date>2026-08-19T15:41:33.529Z</news:publication_date>
      <news:title>Treasury opens Saver's Match rulemaking, sets TrumpIRA.gov course</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/annuity-sales-set-record-123-9-billion-as-fixed-income-reprices</loc>
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      <news:publication_date>2026-08-19T15:41:33.529Z</news:publication_date>
      <news:title>Annuity sales hit record $123.9B as Fed hawks reshape fixed income</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/the-annuity-advice-gap-is-a-delivery-problem</loc>
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      <news:publication_date>2026-08-19T15:41:33.529Z</news:publication_date>
      <news:title>Protected-income demand is outrunning advisor delivery</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/employers-expect-ai-to-expand-work-principal-finds</loc>
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      <news:publication_date>2026-08-19T15:41:25.182Z</news:publication_date>
      <news:title>Principal survey: AI adoption and delayed retirement</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/pgim-taps-retirement-veteran-yaqub-ahmed-for-dc-solutions</loc>
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      <news:publication_date>2026-08-19T15:41:25.182Z</news:publication_date>
      <news:title>PGIM taps retirement veteran Yaqub Ahmed for DC Solutions</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/edelman-puts-a-dealmaker-in-charge-of-retirement-plan-services</loc>
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      <news:publication_date>2026-08-19T15:41:25.182Z</news:publication_date>
      <news:title>Edelman puts a dealmaker in charge of retirement plan services</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/judge-revives-3m-target-date-suit-on-fidelity-benchmark</loc>
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      <news:publication_date>2026-08-19T15:41:25.182Z</news:publication_date>
      <news:title>Judge revives 3M target-date suit on Fidelity benchmark</news:title>
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    <loc>https://www.retirementcapitaldaily.com/story/employers-get-a-2-500-tax-free-lane-into-a-child-s-trump-account</loc>
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      <news:publication><news:name>Retirement Capital Daily</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-08-19T15:41:25.182Z</news:publication_date>
      <news:title>Employers get a $2,500 tax-free lane into a child's Trump Account</news:title>
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