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    <loc>https://www.retirementcapitaldaily.com/story/judge-rules-voluntary-disability-policy-is-erisa-plan</loc>
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      <news:publication_date>2026-10-26T12:17:44.203Z</news:publication_date>
      <news:title>Judge rules 'voluntary' disability policy is ERISA plan</news:title>
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      <news:publication_date>2026-10-26T12:16:29.493Z</news:publication_date>
      <news:title>Carta launches 401(k) with Morgan Stanley and Vestwell</news:title>
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